A Popular Decongestant Doesn't Work. What Does? | Here's how much you will need to save to retire with $1 million if your annual salary is $80,000 | Don’t Let Love Take Over Your Life | 7 Ways Small Businesses Can Win Big Despite a Grumpy Holiday Sales Forecast

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� � � � � � You Might Like � � � � � � � � � A Popular Decongestant Doesn't Work. What Does? - Scientific American    The popular decongestant phenylephrine is not effective, an FDA panel found. Here’s what to use instead. Josh Fischman: We bring you the latest vital health news: Discoveries that affect your body and your mind.   Fischman: Today, we’re talking about decongestants. Scientists who advise the FDA recently concluded that phenylephrine, a common decongestant in cold medicines, doesn’t work. We’ll talk about what actually does. Continued here Here's how much you will need to save to retire with $1 million if your annual salary is $80,000 - CNBC    If you're making $80,000 per year, the thought of racking up $1 million for retirement might seem daunting. But with a little dedication and the right timing, it's likely within reach — if you stick to a clear plan. As a rule of thumb, most financial advisors suggest that you save 10% to 15% of your salary for retirement. But if your goal is to get to $1 million, the percentage you need to invest will vary drastically depending on how old you are when you start investing. CNBC crunched the numbers, and we can tell you how much of your income you'll want to tuck away if you make $80,000 per year. Continued here Don't like ads? Go ad-free with TradeBriefs Premium Don't Let Love Take Over Your Life - The Atlantic    If you have a romantic partner, maybe you’ve noticed that you two spend an awful lot of time together—and that you haven’t seen other people quite as much as you’d like. Or if you’re single (and many of your friends aren’t), you might have gotten the eerie feeling that I sometimes do: that you’re in a deserted town, as if you woke one morning to find the houses all empty, the stores boarded up. Where’d everyone go? Either way, that feeling might not just be in your head. Kaisa Kuurne, a sociologist at the University of Helsinki, told me she was “a little bit shocked” when she started mapping Finnish adults’ relationships for a 2012 study, investigating whom subjects felt close to and how they interacted day to day. Subjects who lived with a romantic partner seemed to have receded into their coupledom. When Kuurne asked them to rate, on a scale of one to seven, how close various relationships felt, they’d frequently give the highest mark to only their partner and their children, if they had them; when subjects illustrated their social networks, they’d commonly put those other connections—friends, co-workers, siblings—on the outskirts of their map. People outside the household, for the most part, weren’t “woven into that everyday life,” Kuurne told me. Relationship trends can vary across cultures, but Kuurne told me that the pattern she noticed isn’t limited to Helsinki. Researchers in the U.S. have made similar observations. Katie Genadek, an economist who studies Census Bureau data, told me that the amount of time the average couple spends together has actually slightly increased since 1965. Continued here 7 Ways Small Businesses Can Win Big Despite a Grumpy Holiday Sales Forecast - Inc.com    Retailers should approach this holiday season by the book--with early preparation and minimal risk.  Holiday retail sales are expected to increase between just 3.5 and 4.6 percent this year, compared to 7.6 percent in 2022, according to Deloitte's annual holiday retail forecast. While customers are looking for the best deals to maximize cost savings, so are retailers. A majority--88 percent--of business owners say inflation is impacting business in Bank of America's 2023 Small Business Owner Report, released in April; roughly 26 percent say they're losing sales. As a result, they're raising prices, reevaluating cash flow, and cutting costs. Businesses can survive the inflated holiday season by being prepared and finding ways to de-risk all operations, says Mark Cohen, director of retail studies at Columbia Business School. Here are a few steps retailers can take to prepare: Continued here

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